Power of attorney
Bank power of attorney in the UAE: operate an account
A bank power of attorney in the UAE lets a person you trust deal with your bank account when you cannot go to the branch. It can cover balances, cheques, transfers and statements, but only the acts written in it. We draft the Arabic and English text, our in-house notary public at our Business Bay office notarises it, and you can sign in person, online or at home, 24/7.
WhatsApp +971 52 947 5935 with the name of your bank and what your agent must do.
Acts to list in a bank POA
| What your agent needs | Act to write |
|---|---|
| See the account | Get statements and balance letters for the named account |
| Pay in and out | Deposit and withdraw, up to a stated amount |
| Move money | Make transfers to accounts you name |
| Cheques | Collect, sign or deposit cheques on the named account |
| Cards and access | Ask for a new card or cheque book, and report a lost one |
| Close or change | Update your details or close the named account |
| Loans | Sign a loan or facility with the named bank (name the amount) |
Give the bank name, the account number and the IBAN. An account named in the POA is easier for a bank to match than "all my accounts".
01
Why your bank may want its own form
A bank is a private institution with its own rules on who can touch an account. Some accept a notarised POA as it is. Others ask for their own wording or want the agent to visit a branch. This is the bank's decision, and it can differ between branches and between banks.
What to do:
- Ask your bank, before you sign, what it accepts.
- Ask for its wording, if it has one, and send it to us.
- We fit its wording into the POA, or write the POA to sit next to its form.
Power of attorney
Also in Power of attorney
Checklist
What to bring
What to bring
- Your passport, and your Emirates ID if you live here.
- Your agent's ID: Emirates ID, or passport.
- Bank name, account number and IBAN.
- The bank's own POA form, if it gave you one.
Step by step
Steps
Send us the bank details and the list of acts.
We draft the POA in Arabic and English and send it for approval.
You sign at our office, online or at home.
Our in-house notary public confirms your identity and consent and notarises it.
Your agent takes the POA to the bank. If you are outside the UAE, read the guide to a POA from abroad.
Fees
Cost
| Item | Amount |
|---|---|
| Our bank POA service, Arabic and English | From AED 1,500 |
| Federal notary fee | AED 100 per party |
| Same fee via a private notary, federal schedule | AED 130 per party |
These are starting prices. Any fee charged by your bank is separate. Ask us for the price in writing first.
Keep your risk low
- Give a top amount for withdrawals and transfers.
- Name one account, not all.
- Write an end date.
- Revoke the POA when the job ends and tell the bank in writing, as set out in how to cancel a POA.
How we help
How we help
We read the bank's requirements with you, write the acts clearly and add the Arabic. Our in-house notary public is at Business Bay, and can also join online or visit your home. We quote home visits on request. For other POA types see all power of attorney services.
Questions
Questions about bank power of attorney
Will every UAE bank accept my notarised POA?
No. The bank decides. Ask it for its list before you sign.
Can my agent close my account?
Only if closing is written into the POA for that account.
Can my agent take a loan for me?
Only if you name the act, the bank and the amount. A loan is a serious act, so many people leave it out.
Is a bank POA the same as a general POA?
It can be either. A general POA only gives management acts, so most bank POAs are written as special ones. See general and special POA.
Can I use a bank POA from another country?
Yes, once it has gone through the attestation chain for a foreign document. The bank still decides.
Contact
Send us your question
Tell us the document, who signs it and where it will be used. We reply with the route, the list of what to bring and your price.
Sources for this page
- Federal Decree-Law No. 25 of 2025, Civil Transactions Law, Articles 869, 870 and 871: https://uaelegislation.gov.ae/en/legislations/4011
- Cabinet Resolution No. 19 of 2024, notary fees, item 9 and Article 2 on private notaries: https://uaelegislation.gov.ae/en/legislations/2491